My teenage son is about to get his Pennsylvania driver’s license. Is there cheap car insurance for young drivers that I can get for him?

Annie

Philadelphia, PA

It is quite understandable to seek for cheap car insurance for young drivers with all the price increases happening lately. Your teenage son has a high possibility of getting an insurance rate with a high assessment because of his young age. Car insurance providers commonly view young drivers, particularly teenage drivers as high risk because of their inexperience. Competition between car insurance companies out there can be quite tough. So in all probability it should not be too difficult to look for cheap car insurance for young drivers among the many car insurance carriers there in Pennsylvania.

It is perhaps safe to assume that your teenage son still lives in your home. It is also perhaps safe to assume that he still doesn’t have his own car. If this is the case, then it would be more economical to simply have him listed under your own policy. A teenage daughter added to your policy may increase your premium by at least fifty percent. On the other hand adding a teenage son could result in a hundred percent increase. Despite such an unavoidable escalation in your insurance premiums, it is still in actuality cheaper to include him in your own policy as compared to getting him his own even if you do find the cheapest rate. Your son can’t escape the fact of his age and inexperience. To somewhat lessen the burden, your son can take additional defensive driving courses. He can also do his best to maintain a good grade point average. Both would make him eligible for discounts.